The Hard Times Guide to Retirement Security: Practical Strategies for Money, Work, and Living

Hoboken, New Jersey, June 14, 2010, John Wiley & Sons, Inc., - The timing couldn’t be worse: The largest generation in our history is approaching retirement age during the worst economic downturn since the Great Depression. Yet, even before the economy crashed in 2008, most Baby Boomers hadn’t done much planning for retirement; only half of all working adults participate in a workplace retirement savings program, and the average U.S. household has managed to save just $60,000 toward retirement. Clearly, boomers are going to need to get smarter—quickly—about retirement.  THE HARD TIMES GUIDE TO RETIREMENT SECURITY: Practical Strategies for Money, Work, and Living (John Wiley & Sons; $16.95; June 2010) details realistic strategies for money, work, and living that can be interwoven and leveraged for retirement security despite the tough economy.

“I wrote The Hard Times Guide to Retirement Security to give Baby Boomers the first examination of retirement issues in the new post-crash economy” says author Mark Miller. “There are no magic-bullet solutions. But, as a journalist covering retirement security issues, I wanted to show how strategies for money, work and living can be interwoven and leveraged for retirement security–even in the Great Recession. I also hope to help readers boost their retirement I.Q.s by showcasing the best thinking I’ve been able to find in my reporting on retirement and aging. The Hard Times Guide to Retirement Security tackles the tough questions about retirement in the new post-crash economy. Readers will learn about these smart strategies:

• Boost lifetime Social Security income through better planning

• Improve retirement income by working just a few additional years

• Recalibrate damaged retirement portfolios

• Insure against the risk of outliving assets

• Hire a financial adviser whose first loyalty is to you–not to Wall Street

• Manage the risk of health care expense in retirement

• Re-think housing in the wake of the real estate crash

• Stay employed, or find a job after age 50

• Become a midlife entrepreneur

• Transition into an Encore Career

THE HARD TIMES GUIDE TO RETIREMENT SECURITY offers a road map to the basics of retirement planning in the new economy. Written in a straightforward and accessible style, the book provides readers with sensible strategies for making the most of retirement, and how to get control of their financial future.  

ABOUT THE AUTHOR:

Mark Miller (Chicago, IL) is a journalist with a special focus on retirement and aging. He writes Retire Smart, a syndicated weekly column featured in more than 30 newspapers and websites, and also contributes regularly to The Huffington Post and CBS Moneywatch. He also publishes and edits RetirementRevised.com, which was featured in the May issue of Money Magazine as one of the best retirement planning sites on the web. The former editor of Crain's Chicago Business and Sunday editor of the Chicago Sun-Times, Miller has reported extensively on money and career issues, and he has been a regular business news commentator on television and radio.  

MORE INFORATION: http://hardtimesretirement.com  

THE HARD TIMES GUIDE TO RETIREMENT SECURITY

Practical Strategies for Money, Work, and Living

Published by John Wiley & Sons, Inc.

Publication date: June 14, 2010

$16.95; Paperback; 240 pages; ISBN: 978-1-57660-362-8