The Ultimate Money Guide for Bubbles, Busts, Recession and Depression

Introduction xi

Chapter 1: Why the Tough Times are Just Beginning! 1

How to Reduce Debts in Bad Times 15

How to Protect Your Job in Bad Times 17

Chapter 2: The Government Declares War on the Financial Crisis 23

Chapter 3: Wall Street Deceptions, Cover-Ups, and Lies 38

With Most Corporate and Municipal Bonds Overrated, Here’s What to Do With Them . . . 42

Chapter 4: Housing: How to Escape the Greatest Bust of All Time 54

10 Steps for Selling Your Home in a Weak Market 72

Want to Keep Your House, Come Hell or High Water? Then Here’s How to Cut Expenses or Get Assistance 74

Chapter 5: Common Stocks: How to Avoid Big Risks and Boost Returns 77

How to Get Your 401(k) Out of Danger 86

Chapter 6: How Safe is Your Bank? 91

How to Save in Tough Times 92

What Happens to Your Money If Your Bank Fails 105

How to Check and Monitor the Safety of Your Bank 110

Chapter 7: How to Find Safe Insurance Companies 113

Chapter 8: How to Shop for the Best Life Insurance 121

Chapter 9: How to Find the Best Annuities 133

Chapter 10: The Safest and Most Liquid Place for Your Cash 147

How to Use Treasury Securities for Almost All Your Banking Needs 153

Money Market Funds Investing in Short-Term U.S. Treasury Securities or Equivalent 156

Chapter 11: All-Weather Investments for the Best and the Worst of Times 159

How to Build Your Personal Hedge Program 166

Chapter 12: How to Profit Directly from a Market Decline 174

How to Go for Profits in a Down Market 179

Chapter 13: How to Continue Making Money Even with the Worst Disasters 181

How to Invest in Foreign Currencies 188

Chapter 14: When to Buy the Best Bargains of the Century 189

Basic Principles for Buying at the Bottom 196

Chapter 15: Bonds: Your First Great Income Opportunity 198

How to Maximize Your Yield with Safety 209

Chapter 16: Dividends: Your Second Great Income Opportunity 210

How to Find Stocks with Steadily Rising Dividends 217

Chapter 17: The Great Fork in the Road: Inflation or Deflation? 219

How to Invest in Gold 229

Chapter 18: The Demise of the Dollar? 232

Chapter 19: The Foundation for Recovery 250

Chapter 20: Future Fortunes 257

Five Golden Rules for Building New Fortunes 261

Notes 268

Acknowledgments 274

About the Author 276

Index 279