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How to Save Thousands of Dollars on Your Home Mortgage, 2nd Edition

ISBN: 978-0-471-22327-6
Paperback
304 pages
August 2002
List Price: US $34.00
Government Price: US $17.34
Enter Quantity:   Buy
How to Save Thousands of Dollars on Your Home Mortgage, 2nd Edition (0471223271) cover image
This is a Print-on-Demand title. It will be printed specifically to fill your order. Please allow an additional 10-15 days delivery time. The book is not returnable.

Foreword.

Introduction.

PART 1: BACKGROUND.

The Structure of the Mortgage Industry.

How Lenders Influence Borrowers' Choices.

How Lenders Market Loans.

How to Choose the Right Loan.

KEY POINTS.

For First-Time Home Buyers.

PART 2: CHOOSING A LENDER AND GETTING APPROVED.

Qualifying 101.

Credit.

Bank, S&L, or Broker?

Shopping for a Loan and Negotiating with a Lender.

APR, Buy-Downs, and Discount Points.

What to Do When You Run into a Problem.

QUALIFYING PROBLEMS.

PART 3: LOCKING AND CLOSING.

How Lenders Can Cheat Their Customers.

Closing Costs, Lender Fees, and Other Fees.

PART IV: ADVANCED TOPICS.

Qualifying 201.

Refinancing.

Fifteen-Year Loans and Accelerated Payoffs.

Equity Lines, Seconds, and Reverse Mortgages.

No-Cost and Zero-Cost Loans.

Technology: The Internet and Software.

THE MORTGAGE INDUSTRY ON-LINE.

Epilogue: On the Need for Reform and Other Thoughts.

Appendix.

Glossary.

Index.
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