Getting Started in Rebuilding Your 401(k) Account, 2nd Edition

Introduction.

Hopping onto the 401(k) Bandwagon.

PART 1: UNDERSTANDING YOUR 401(k) PLAN: WHAT IT IS, HOW IT WORKS, AND WHY YOU NEED ONE.

Chapter 1: Basics of Your 401(k) Plan.

Chapter 2: Time and Money: Your Plan’s Wealth-Building Weapons.

Chapter 3: Understanding More of the Advantages.

Chapter 4: Borrowing from Your 401(k) Account.

Chapter 5: Hardship Withdrawal.

Chapter 6: ABCs of Participation.

Chapter 7: Making Participation Easier:Automatic Enrollment.

Chapter 8: Learning Your Way around Your Plan.

Chapter 9: How to Withdraw Your Money.

Chapter 10: Roth 401(k) Accounts.

Chapter 11: Single-Participant 401(k) Plans.

PART 2: SETTING YOUR FINANCIAL GOALS: HOW MUCH MONEY WILL YOU NEED? WHERE WILL YOUR RETIREMENT INCOME COME FROM?

Chapter 12: How Taxes Can Take a Bite from Your Payouts.

Chapter 13: Living on Less.

Chapter 14: Measuring How Much Income You Will Need: Making Your Retirement Budget.

Chapter 15: How Much Money Do You Need to Save? Use the Retirement Savings Work Sheet in This Chapter to Find Out.

PART 3: MAKING A GAME PLAN—AND WINNING—UNDERSTANDING THE BIGGEST THREAT AGAINST YOUR RETIREMENT FINANCES, AND KNOWING HOW TO SELECT YOUR INVESTMENTS.

Chapter 16: Inflation:What It Is,How It Erodes Your Money, and Ways to Cope with It.

Chapter 17: Invest for the Long Haul.

Chapter 18: Invest for Steady Growth.

Chapter 19: Plan Ahead: Investment Strategy,Goals, and Time Horizon.

Chapter 20: What Is a Growth Stock Fund,Anyway?

Chapter 21: How to Pick a Growth Stock Fund.

Chapter 22: Premixed Funds.

Chapter 23: How to Do Your Investment Research.

Chapter 24: Taking Care of Your Account.

Chapter 25: Navigating Through Tough Times.

Chapter 26: Sources of Information.

Index.